Free Tools
Mortgage Calculators
Nine free calculators to run real numbers before you decide - payment, affordability, buying power, refinance, rent vs buy, buy now vs wait, VA, DSCR, and seller net proceeds.
Important - please read: These calculators are free educational tools that produce estimates only. Any pre-filled interest rate or figure is an illustrative example, not a rate quote, an offer or advertisement of credit terms, an Annual Percentage Rate (APR), a Loan Estimate, or a commitment to lend. Results do not include all costs and may differ materially from your actual loan. Your real rate, APR, monthly payment, mortgage insurance, taxes, fees, and program eligibility depend on your credit, income, assets, the property, your loan program, market conditions, and full underwriting approval. For personalized, official numbers, request a quote from a licensed loan officer. Equal Housing Opportunity. PRMG NMLS #75243.
$0
Estimated Monthly Payment
Principal & Interest$0
Property Tax$0
Insurance$0
HOA$0
PMI (if applicable)$0
Loan Amount$0
Estimates only. Not a commitment to lend.
$0
Estimated Home Price You Can Afford
Max Monthly Housing Budget$0
Assumes taxes + insurance ~ 1.45% of price annually. Estimates only.
$0
Estimated Max Purchase Price
Total Monthly Payment$0
Principal & Interest$0
Property Tax$0
Insurance$0
PMI$0
Loan Amount$0
State-aware property-tax estimate (PRMG table). Not a commitment to lend.
$0
Estimated Monthly Savings
New Monthly Payment (P&I)$0
Annual Savings$0
Break-Even on Costs-
Estimates only. Actual savings depend on full underwriting.
$0
Estimated Benefit of Buying vs Renting
Total Rent Paid$0
Total Cost of Owning$0
Equity Built$0
Net Cost of Owning$0
Uses ~1.1% tax + 0.35% insurance assumptions. Estimates only.
$0
Equity You'd Gain By Buying Now
Payment If You Buy Now (P&I)$0
Payment If You Wait (P&I)$0
Future Home Price$0
Payment Difference$0
Illustrative only. Markets and rates are unpredictable.
$0
Estimated Monthly Payment
Principal & Interest$0
Property Tax$0
Insurance$0
VA Funding Fee$0
Total Loan Amount$0
No monthly PMI on VA loans. Estimates only.
0.00
DSCR (Rent ÷ PITIA)
Tier-
Monthly Rent$0
Principal & Interest$0
Total PITIA Payment$0
DSCR ≥ 1.0 generally qualifies; ≥ 1.25 earns best pricing. Estimates only.
$0
Estimated Net Proceeds
Agent Commission$0
Closing Costs$0
Total Selling Costs$0
Estimate of cash to you at closing. Does not include prorations or payoff interest.