Free Tools
Mortgage Calculators
Nine free calculators to run real numbers before you decide - payment, affordability, buying power, refinance, rent vs buy, buy now vs wait, VA, DSCR, and seller net proceeds.
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Estimated Monthly Payment
Principal & Interest$0
Property Tax$0
Insurance$0
HOA$0
PMI (if applicable)$0
Loan Amount$0
Estimates only. Not a commitment to lend.
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Estimated Home Price You Can Afford
Max Monthly Housing Budget$0
Assumes taxes + insurance ~ 1.45% of price annually. Estimates only.
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Estimated Max Purchase Price
Total Monthly Payment$0
Principal & Interest$0
Property Tax$0
Insurance$0
PMI$0
Loan Amount$0
State-aware property-tax estimate (PRMG table). Not a commitment to lend.
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Estimated Monthly Savings
New Monthly Payment (P&I)$0
Annual Savings$0
Break-Even on Costs-
Estimates only. Actual savings depend on full underwriting.
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Estimated Benefit of Buying vs Renting
Total Rent Paid$0
Total Cost of Owning$0
Equity Built$0
Net Cost of Owning$0
Uses ~1.1% tax + 0.35% insurance assumptions. Estimates only.
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Equity You'd Gain By Buying Now
Payment If You Buy Now (P&I)$0
Payment If You Wait (P&I)$0
Future Home Price$0
Payment Difference$0
Illustrative only. Markets and rates are unpredictable.
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Estimated Monthly Payment
Principal & Interest$0
Property Tax$0
Insurance$0
VA Funding Fee$0
Total Loan Amount$0
No monthly PMI on VA loans. Estimates only.
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DSCR (Rent ÷ PITIA)
Tier-
Monthly Rent$0
Principal & Interest$0
Total PITIA Payment$0
DSCR ≥ 1.0 generally qualifies; ≥ 1.25 earns best pricing. Estimates only.
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Estimated Net Proceeds
Agent Commission$0
Closing Costs$0
Total Selling Costs$0
Estimate of cash to you at closing. Does not include prorations or payoff interest.