Bank Statement Loans
Bank Statement Loans for the Self-Employed
Qualify on 12-24 months of bank deposits instead of tax returns. Built for business owners, 1099 contractors, and entrepreneurs whose write-offs don't tell the full story.
Self-employed and told "no"? You have options.
Tax write-offs lower your taxable income - which can hurt you on a traditional mortgage. Bank statement loans look at your actual cash flow instead.
- 12 or 24 months of personal or business bank statements.
- No tax returns or W-2s required to qualify.
- Primary, second home, and investment properties.
- Pairs with jumbo loan amounts.
Also ask about other Non-QM options like 1099-only, P&L, and asset-based qualification, or DSCR loans for investment properties.